Golden Visa Spain – Residency Through Investment
The Golden Visa program in Spain offers non-EU investors and their families the opportunity to obtain residency by making a qualifying investment in the country. This visa provides an easy path to live, work, and travel freely within the Schengen Zone, while offering long-term benefits for those looking to relocate or invest in Spain.
Benefits of the Spanish Golden Visa
Residency in Spain for the investor, spouse, children, and dependent parents
Visa-free travel within the Schengen Zone (EU countries)
No minimum stay requirement (ideal for those who don’t want to be tax residents)
Path to permanent residency after 5 years and Spanish citizenship after 10 years
Right to work and do business in Spain
Investment Options for the Golden Visa
To qualify, you must invest in one of the following:
- Real Estate Investment (Most Popular)
- Minimum investment: €500,000 in Spanish property
- The property can be residential, commercial, or land
- Multiple properties can be purchased to reach the required amount
- Capital Investment
- Invest €1,000,000 in Spanish company shares or bank deposits
- Invest €2,000,000 in Spanish government bonds
- Business Investment
- Create a business project in Spain that generates employment, promotes innovation, or has a significant economic impact
Golden Visa Requirements
✔ Invest the minimum amount in one of the eligible categories
✔ Be over 18 years old
✔ Have no criminal record
✔ Have private health insurance in Spain
✔ Show proof of sufficient financial means to support yourself and your family
Golden Visa Costs & Taxes
- Investment Costs
Real estate investment: Minimum €500,000 (excluding taxes and fees)
Other investments: €1,000,000 – €2,000,000
- Property-Related Taxes & Fees
- VAT (IVA) on new properties: 10%
- Property Transfer Tax (ITP) on resale properties: 6-10% (varies by region)
- Notary & Land Registry Fees: ~1-2% of the property value
- Legal Fees: €5,000 – €10,000 (varies by lawyer)
- Annual Property Tax (IBI): Varies by location
- Golden Visa Application Costs
- Visa Application Fee: ~€1,500 per applicant
- Legal & Processing Fees: €5,000 – €10,000 (varies depending on complexity)
How Long Does It Take?
2–3 months from application to approval, provided all documents are in order.
How We Can Help
At Sergel Fastighetsbyrå, we work with experienced lawyers to help you navigate the Golden Visa process smoothly. Whether you’re looking for an investment property or a dream home in Spain, we can guide you through every step.
Contact us today to start your journey toward Spanish residency!